We are preparing a comprehensive list of issuing banks in the US and worldwide that charge the International Service Fee to their customers.
If you know your bank does this please drop us a line!
Email us the name of the bank that engages in this practice and their website and we will investigate.
(All emails will be kept confidential. Send to email@example.com .)
“INTERNATIONAL SERVICE ASSESSMENT fees? Jesus, the bank has ‘fu**ing people’ down to a science, like they practice it in a fu**ing lab on mice first.”
(He didn’t say that, he said this. But I expect he would not approve of the Intl Service Fee. He’s just that kind of straight shooting, straight talking guy.)
When you order from a merchant outside your country, certain card issuing banks charge an “International Service Fee” just, well, let’s be frank, because they can.
This will appear on your card statement as a separate line item, such as “INTL Service Fee“, “International Transaction Fee“, “International Service Fee“, “Foreign Transaction Fee“, “Foreign Merchant Fee“, “Foreign Transaction Charge“, “Cross-border Assessment“, “Cross Border Transaction Assessment“, or “International Service Assessment“.
The merchant you bought from didn’t charge you this fee!
It goes to the bottom line of your bank.
It is not because of currency conversion – it happens even if the online merchant charged you directly in USD (US dollars).
Don’t believe us? Just call customer service at your bank and ask for an explanation.