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Posted at 10:23 pm in
It was your bank that charged you, not the merchant.
The merchant you bought from is innocent.
Your bank has no good reason for charging you this separate 1-3% fee. It is not as if a currency conversion was involved.
The did it because they can.
If enough people complain, maybe they will stop it.
(Issuing banks own and control Visa, Inc and MasterCard, Inc so hiding behind card association regulations regarding the 1% minimum fee is not a valid excuse.)